![]() ![]() And if your deposit hits on a holiday or a weekend, it can delay the funds showing up in your account. However, the time frame for receiving this money ultimately depends on who sends the money and your bank. Although direct deposit takes one to three business days to process, many employers use payroll software to set up a specific date that you’ll get paid, which speeds up the pay timeline. When Does Direct Deposit Hit?ĭirect deposit of a payroll check from your employer will typically arrive right at midnight on payday, but it can sometimes take until around 9 a.m. However, you may wonder what time your direct deposit will hit your account, especially if you need funds fast. Receiving your pay via direct deposit saves you a trip to the bank and provides quick access to funds when needed. ![]() According to a 2022 survey by the American Payroll Association, over 93% of Americans receive their paycheck via direct deposit.
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